Non-performing loans net of provisions to capital in Poland

Poland: Non-performing loans net of provisions to capital was 3.8% in 2025. ▼ Falling

Latest (2025)
3.8%
Change on year
down 9.5%
World rank
95th
of 138 countries
All-time high
13.8%
in 2009
All-time low
3.8%
in 2025
Years of data
18
2008–2025

Non-performing loans net of provisions to capital in Poland, 2008–2025

4681012142008201620252008: 8.32009: 13.82010: 11.52011: 11.62012: 12.92013: 12.12014: 12.12015: 10.22016: 9.22017: 8.12018: 9.62019: 9.22020: 7.62021: 6.42022: 4.92023: 4.92024: 4.22025: 3.8

Source: United Nations Statistics Division, SDG Global Database.

Analysis

Poland recorded 3.8% for non-performing loans net of provisions to capital in 2025. That is the lowest value across all 18 years on record.

That represents a change of down 9.5% on the previous year and down 62.4% over ten years.

Over the whole period, non-performing loans net of provisions to capital in Poland peaked at 13.8% in 2009 and was at its lowest, 3.8%, in 2025.

Poland ranks 95th of 138 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 18 years of available data.

Non-performing loans net of provisions to capital in Poland, year by year

Annual values for Non-performing loans net of provisions to capital (%) in Poland, 2008 to 2025.
Year Value Change
2008 8.3%
2009 13.8% +65.3%
2010 11.5% -16.7%
2011 11.6% +1.3%
2012 12.9% +10.8%
2013 12.1% -6.2%
2014 12.1% -0.2%
2015 10.2% -15.7%
2016 9.2% -9.9%
2017 8.1% -12.0%
2018 9.6% +19.0%
2019 9.2% -4.5%
2020 7.6% -17.2%
2021 6.4% -15.3%
2022 4.9% -23.3%
2023 4.9% -1.5%
2024 4.2% -13.0%
2025 3.8% -9.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 11.1% 8.3% 13.8% 2
2010s 10.6% 8.1% 12.9% 10
2020s 5.3% 3.8% 7.6% 6

Countries ranked near Poland

  1. 92 Albania 4.0% compare
  2. 93 Israel 4.0% compare
  3. 94 Kazakhstan 3.8% compare
  4. 96 Switzerland 3.8% compare
  5. 97 India 3.7% compare
  6. 98 Kosovo 3.3% compare

See the full ranking of 149 places →

More development goals data for Poland

All data for Poland →

Frequently asked questions

What is non-performing loans net of provisions to capital in Poland?
Non-performing loans net of provisions to capital in Poland was 3.8% in 2025, according to United Nations Statistics Division, SDG Global Database.
What is the highest non-performing loans net of provisions to capital recorded in Poland?
The highest recorded value was 13.8% in 2009.
What is the lowest non-performing loans net of provisions to capital recorded in Poland?
The lowest recorded value was 3.8% in 2025.
How does Poland rank for non-performing loans net of provisions to capital?
Poland ranks 95th out of 138 countries with data for 2025.
Is non-performing loans net of provisions to capital rising or falling in Poland?
Over the last ten years it is down 62.4%. The long-run trend across the full record is falling.
Where does this Poland data come from?
The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans net of provisions to capital (%). Statizoid updates them automatically from the source API.

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Non-performing loans net of provisions to capital in Poland. Statizoid, drawing on United Nations Statistics Division, SDG Global Database. Retrieved 02 September 2026, from https://development-goals.statizoid.com/stat/non-performing-loans-net-of-provisions-to-capital-percent/poland/

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About this data

Indicator
Non-performing loans net of provisions to capital (%)
Source
United Nations Statistics Division, SDG Global Database
Licence
UN SDG Global Database (open, attribution requested)
Coverage
149 places, 2,200 data points, 2000–2025
Last refreshed