Non-performing loans net of provisions to capital (%) by country
Countries reporting
155
Highest
10,133.9%
Equatorial Guinea
Lowest
-18.5%
Angola
Median
6.5%
Years covered
26
2000–2025
Data points
2,337
What the numbers show
Non-performing loans net of provisions to capital (%) is currently reported for 155 countries. The highest value is 10,133.9% in Equatorial Guinea; the lowest is -18.5% in Angola.
The median across all reporting countries is 6.5%, and the mean is 77.0%.
The gap between the highest and lowest reporting country is a factor of about 549.
Over the past decade 48 countries rose and 105 fell. The largest increase was in Equatorial Guinea (up 91,289.5%), and the largest decrease in Costa Rica (down 1,071.7%).
Non-performing loans net of provisions to capital (%): full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Equatorial Guinea | 10,133.9% | 2022 | up 91,289.5% | volatile |
| 2 | Bangladesh | 272.0% | 2024 | up 544.6% | volatile |
| 3 | Chad | 154.7% | 2022 | up 818.7% | volatile |
| 4 | Comoros | 66.6% | 2022 | up 143.1% | volatile |
| 5 | Algeria | 58.6% | 2024 | up 136.7% | rising |
| 6 | Vanuatu | 57.4% | 2017 | up 376.1% | rising |
| 7 | Saint Kitts and Nevis | 56.6% | 2024 | up 66.2% | rising |
| 8 | San Marino | 45.6% | 2024 | down 86.4% | volatile |
| 9 | Saint Lucia | 41.3% | 2024 | down 79.0% | volatile |
| 10 | Mozambique | 40.3% | 2024 | up 972.6% | volatile |
| 11 | Anguilla | 37.6% | 2024 | down 51.1% | volatile |
| 12 | Dominica | 37.2% | 2024 | down 64.7% | falling |
| 13 | Tonga | 35.9% | 2025 | up 152.6% | volatile |
| 14 | Sri Lanka | 34.9% | 2024 | up 149.0% | volatile |
| 15 | Kenya | 27.8% | 2024 | up 90.2% | volatile |
| 16 | Fiji | 26.6% | 2021 | up 79.3% | volatile |
| 17 | Congo | 26.4% | 2023 | up 5,264.8% | volatile |
| 18 | Central African Republic | 25.4% | 2023 | down 57.1% | volatile |
| 19 | Ukraine | 22.1% | 2024 | down 54.3% | volatile |
| 20 | Madagascar | 21.8% | 2024 | down 25.8% | rising |
| 21 | Ethiopia | 21.3% | 2021 | — | rising |
| 22 | Ghana | 18.1% | 2024 | up 40.3% | flat |
| 23 | Solomon Islands | 17.7% | 2024 | up 93.2% | rising |
| 24 | Morocco | 17.2% | 2024 | up 4.0% | rising |
| 25 | South Africa | 17.1% | 2024 | up 4.9% | falling |
| 26 | Eswatini | 16.4% | 2024 | down 9.7% | volatile |
| 27 | Lebanon | 15.9% | 2019 | up 218.1% | rising |
| 28 | Cambodia | 15.5% | 2024 | up 374.4% | volatile |
| 29 | United Republic of Tanzania | 15.5% | 2022 | down 19.9% | rising |
| 30 | Spain | 15.2% | 2024 | down 57.6% | falling |
| 31 | Kyrgyzstan | 15.0% | 2024 | up 128.3% | rising |
| 32 | Barbados | 14.7% | 2022 | down 41.0% | falling |
| 33 | Saint Vincent and the Grenadines | 14.7% | 2024 | down 65.6% | falling |
| 34 | Iraq | 14.6% | 2024 | up 48.2% | rising |
| 35 | Seychelles | 14.4% | 2024 | down 2.2% | volatile |
| 36 | Mongolia | 14.2% | 2025 | down 23.4% | flat |
| 37 | Namibia | 14.0% | 2024 | up 119.2% | volatile |
| 38 | Italy | 12.9% | 2024 | down 86.2% | volatile |
| 39 | Jordan | 12.7% | 2024 | up 27.4% | rising |
| 40 | Cameroon | 12.3% | 2023 | down 65.9% | falling |
| 41 | Netherlands (Kingdom of the) | 12.2% | 2025 | down 23.6% | falling |
| 42 | Guinea | 11.3% | 2024 | up 39.8% | rising |
| 43 | France | 11.3% | 2024 | down 29.7% | falling |
| 44 | Belgium | 11.3% | 2024 | down 17.3% | falling |
| 45 | Montenegro | 11.2% | 2024 | down 83.8% | volatile |
| 46 | Vietnam | 10.7% | 2024 | down 33.7% | falling |
| 46 | Viet Nam | 10.7% | 2024 | down 33.7% | falling |
| 48 | Nepal | 10.7% | 2024 | up 219.9% | volatile |
| 49 | Gabon | 10.0% | 2023 | up 2,036.8% | volatile |
| 50 | Malawi | 9.8% | 2023 | down 40.4% | falling |
| 51 | State of Palestine | 9.8% | 2023 | up 91.9% | rising |
| 52 | Greece | 9.6% | 2024 | down 92.6% | volatile |
| 53 | Portugal | 9.3% | 2024 | down 73.0% | volatile |
| 54 | Uzbekistan | 9.3% | 2024 | up 69.4% | volatile |
| 55 | Bulgaria | 9.1% | 2024 | down 79.1% | volatile |
| 56 | Belarus | 8.8% | 2024 | down 39.4% | falling |
| 57 | Belize | 8.7% | 2024 | down 28.0% | falling |
| 58 | Finland | 8.6% | 2024 | up 86.3% | rising |
| 59 | Malta | 8.6% | 2024 | down 79.3% | falling |
| 60 | Cyprus | 8.5% | 2024 | down 97.0% | volatile |
| 61 | Slovakia | 8.5% | 2024 | down 61.5% | falling |
| 62 | Denmark | 8.3% | 2024 | down 73.1% | falling |
| 63 | Botswana | 8.2% | 2024 | down 19.0% | rising |
| 64 | Papua New Guinea | 8.2% | 2023 | up 225.2% | rising |
| 65 | Austria | 7.8% | 2024 | down 24.1% | falling |
| 66 | Latvia | 7.4% | 2024 | down 0.0% | volatile |
| 67 | United Arab Emirates | 7.4% | 2024 | up 1.9% | rising |
| 68 | Luxembourg | 7.3% | 2024 | up 254.6% | rising |
| 69 | Czechia | 7.2% | 2024 | down 69.9% | falling |
| 70 | Thailand | 7.2% | 2024 | down 7.5% | volatile |
| 71 | Australia | 7.2% | 2024 | down 22.7% | falling |
| 72 | Iceland | 7.1% | 2024 | down 21.2% | falling |
| 73 | Moldova | 6.9% | 2024 | down 61.0% | volatile |
| 73 | Republic of Moldova | 6.9% | 2024 | down 61.0% | volatile |
| 75 | Georgia | 6.9% | 2025 | up 50.9% | rising |
| 76 | Curacao | 6.7% | 2024 | down 55.2% | falling |
| 76 | Curaçao | 6.7% | 2024 | down 55.2% | falling |
| 78 | Burundi | 6.5% | 2017 | up 50.8% | rising |
| 79 | Singapore | 6.5% | 2019 | down 7.5% | rising |
| 80 | Hungary | 6.4% | 2024 | down 80.4% | volatile |
| 81 | Micronesia (Federated States of) | 6.3% | 2024 | up 4.6% | volatile |
| 82 | Croatia | 6.2% | 2024 | down 86.2% | volatile |
| 83 | Lesotho | 5.9% | 2024 | down 35.2% | rising |
| 84 | Brunei | 5.8% | 2022 | down 14.2% | falling |
| 84 | Brunei Darussalam | 5.8% | 2022 | down 14.2% | falling |
| 86 | Romania | 5.8% | 2024 | down 86.6% | volatile |
| 87 | Ireland | 5.8% | 2024 | down 93.0% | volatile |
| 88 | Democratic Republic of the Congo | 5.7% | 2025 | down 57.8% | falling |
| 89 | Mauritius | 5.6% | 2024 | down 65.9% | falling |
| 90 | Malaysia | 5.6% | 2024 | down 20.0% | volatile |
| 91 | United Kingdom | 5.4% | 2024 | up 102.1% | volatile |
| 91 | United Kingdom of Great Britain and Northern Ireland | 5.4% | 2024 | up 102.1% | volatile |
| 93 | Pakistan | 5.1% | 2024 | down 54.9% | falling |
| 94 | Trinidad and Tobago | 5.1% | 2024 | down 44.5% | falling |
| 95 | Philippines | 5.0% | 2024 | up 76.1% | rising |
| 96 | Canada | 5.0% | 2024 | down 1.5% | falling |
| 97 | Nigeria | 4.9% | 2024 | up 18.5% | volatile |
| 98 | Maldives | 4.8% | 2024 | down 56.2% | falling |
| 99 | Rwanda | 4.7% | 2024 | down 57.0% | volatile |
| 100 | Kuwait | 4.6% | 2025 | down 47.0% | volatile |
| 101 | Zambia | 4.6% | 2024 | up 7.4% | volatile |
| 102 | Bolivia (Plurinational State of) | 4.4% | 2024 | up 332.8% | volatile |
| 103 | Uganda | 4.2% | 2024 | down 39.3% | rising |
| 104 | Albania | 4.0% | 2024 | down 89.5% | volatile |
| 105 | Israel | 4.0% | 2024 | down 70.3% | volatile |
| 106 | Kazakhstan | 3.8% | 2024 | down 86.2% | volatile |
| 107 | Poland | 3.8% | 2025 | down 62.4% | falling |
| 108 | Switzerland | 3.8% | 2024 | up 2.1% | falling |
| 109 | India | 3.7% | 2024 | down 78.4% | volatile |
| 110 | Kosovo | 3.3% | 2024 | up 207.8% | rising |
| 111 | Indonesia | 3.3% | 2024 | down 48.2% | volatile |
| 112 | Tajikistan | 3.2% | 2021 | down 14.6% | volatile |
| 113 | Bosnia and Herzegovina | 3.2% | 2024 | down 87.1% | volatile |
| 114 | Bhutan | 3.0% | 2024 | down 32.2% | volatile |
| 115 | Estonia | 3.0% | 2024 | down 67.2% | volatile |
| 116 | Sweden | 2.9% | 2024 | down 61.3% | volatile |
| 117 | Grenada | 2.9% | 2024 | down 95.8% | volatile |
| 118 | Paraguay | 2.8% | 2025 | down 22.5% | volatile |
| 119 | Gambia | 2.8% | 2022 | down 79.2% | volatile |
| 120 | Liechtenstein | 2.7% | 2024 | — | falling |
| 121 | Somalia | 2.4% | 2024 | up 17.1% | volatile |
| 122 | Armenia | 2.3% | 2024 | down 90.7% | volatile |
| 123 | Turkey | 1.9% | 2024 | down 46.9% | volatile |
| 123 | Türkiye | 1.9% | 2024 | down 46.9% | volatile |
| 125 | Saudi Arabia | 1.7% | 2024 | up 2,651.6% | volatile |
| 126 | Djibouti | 1.5% | 2024 | down 96.9% | volatile |
| 127 | South Korea | 0.9% | 2023 | down 70.7% | falling |
| 127 | Republic of Korea | 0.9% | 2023 | down 70.7% | falling |
| 129 | Montserrat | 0.8% | 2024 | down 88.0% | volatile |
| 130 | Lithuania | 0.7% | 2024 | down 97.8% | volatile |
| 131 | Norway | 0.7% | 2024 | down 89.5% | volatile |
| 132 | Slovenia | -0.4% | 2024 | down 101.0% | volatile |
| 133 | Costa Rica | -0.5% | 2024 | down 1,071.7% | volatile |
| 134 | Chile | -0.8% | 2024 | up 74.0% | volatile |
| 135 | Panama | -1.4% | 2025 | down 116.7% | volatile |
| 136 | Peru | -1.4% | 2024 | down 839.6% | volatile |
| 137 | Argentina | -1.7% | 2024 | up 49.8% | rising |
| 138 | Colombia | -1.9% | 2025 | up 77.1% | rising |
| 139 | Guatemala | -1.9% | 2025 | down 212.6% | volatile |
| 140 | Antigua and Barbuda | -2.3% | 2024 | down 104.6% | volatile |
| 141 | Russia | -2.6% | 2023 | down 126.1% | volatile |
| 141 | Russian Federation | -2.6% | 2023 | down 126.1% | volatile |
| 143 | United States | -4.0% | 2024 | down 260.1% | volatile |
| 144 | Samoa | -4.1% | 2024 | down 252.9% | volatile |
| 145 | North Macedonia | -5.0% | 2024 | down 68.4% | volatile |
| 146 | Mexico | -5.2% | 2024 | down 12.3% | rising |
| 147 | Honduras | -5.9% | 2025 | down 16.4% | falling |
| 148 | El Salvador | -6.1% | 2024 | down 136.7% | volatile |
| 149 | Uruguay | -8.4% | 2024 | down 67.9% | falling |
| 150 | Dominican Republic | -9.0% | 2025 | down 43.6% | falling |
| 151 | China | -10.4% | 2024 | down 5.7% | falling |
| 152 | Brazil | -10.6% | 2024 | down 16.1% | falling |
| 153 | Nicaragua | -11.5% | 2024 | down 60.3% | falling |
| 154 | Ecuador | -16.2% | 2025 | down 10.9% | falling |
| 155 | Angola | -18.5% | 2024 | down 186.7% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.