Non-performing loans net of provisions to capital (%) in Zambia

Zambia: Non-performing loans net of provisions to capital (%) was 4.6% in 2024. ◆ Volatile

Latest (2024)
4.6%
Change on year
up 6.6%
World rank
101st
of 155 countries
All-time high
11.2%
in 2010
All-time low
-0.4%
in 2021
Years of data
15
2010–2024

Non-performing loans net of provisions to capital in Zambia, 2010–2024

02.557.5102010201720242010: 11.2 %2011: 10.2 %2012: 8.6 %2013: 3.6 %2014: 4.3 %2015: 7.2 %2016: 7.4 %2017: 10.8 %2018: 4.3 %2019: 2.3 %2020: 9.2 %2021: -0.431 %2022: 5.2 %2023: 4.3 %2024: 4.6 %

Source: United Nations Statistics Division, SDG Global Database. Measured in %.

Analysis

In 2024, non-performing loans net of provisions to capital in Zambia stood at 4.6%.

That represents a change of up 6.6% on the previous year and up 7.4% over ten years.

Over the whole period, non-performing loans net of provisions to capital in Zambia peaked at 11.2% in 2010 and was at its lowest, -0.4%, in 2021.

Zambia ranks 101st of 155 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Non-performing loans net of provisions to capital (%) in Zambia, year by year

Annual values for Non-performing loans net of provisions to capital (%) in Zambia, 2010 to 2024.
Year % Change
2010 11.2% —
2011 10.2% -8.8%
2012 8.6% -15.8%
2013 3.6% -57.9%
2014 4.3% +17.4%
2015 7.2% +68.2%
2016 7.4% +2.9%
2017 10.8% +46.7%
2018 4.3% -60.3%
2019 2.3% -45.5%
2020 9.2% +293.3%
2021 -0.4% -104.7%
2022 5.2% -1311.7%
2023 4.3% -17.8%
2024 4.6% +6.6%

Zambia compared with similar countries

  • Zambia's 4.6% is below the median for lower middle income countries, which is 11.3%, 40% of the median. (29 countries reporting)
  • Zambia's 4.6% is below the median for Sub-Saharan Africa, which is 12.3%, 37% of the median. (29 countries reporting)

Biggest year-on-year movements

Years where Non-performing loans net of provisions to capital (%) in Zambia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2022 +1311.7% -0.4% 5.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 7.0% 2.3% 11.2% 10
2020s 4.6% -0.4% 9.2% 5

Countries ranked near Zambia

  1. 98 Maldives 4.8% compare
  2. 99 Rwanda 4.7% compare
  3. 100 Kuwait 4.6% compare
  4. 102 Bolivia (Plurinational State of) 4.4% compare
  5. 103 Uganda 4.2% compare
  6. 104 Albania 4.0% compare

See the full ranking of 158 places →

More development goals data for Zambia

All data for Zambia →

Frequently asked questions

What is non-performing loans net of provisions to capital in Zambia?
Non-performing loans net of provisions to capital in Zambia was 4.6% in 2024, according to United Nations Statistics Division, SDG Global Database.
What is the highest non-performing loans net of provisions to capital recorded in Zambia?
The highest recorded value was 11.2% in 2010.
What is the lowest non-performing loans net of provisions to capital recorded in Zambia?
The lowest recorded value was -0.4% in 2021.
How does Zambia rank for non-performing loans net of provisions to capital?
Zambia ranks 101st out of 155 countries with data for 2024.
Is non-performing loans net of provisions to capital rising or falling in Zambia?
Over the last ten years it is up 7.4%. The long-run trend across the full record is volatile.
Where does this Zambia data come from?
The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans net of provisions to capital (%). Statizoid updates them automatically from the source API.

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Non-performing loans net of provisions to capital in Zambia. Statizoid, drawing on United Nations Statistics Division, SDG Global Database. Retrieved 07 November 2026, from https://development-goals.statizoid.com/stat/non-performing-loans-net-of-provisions-to-capital-percent/zambia/

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About this data

Indicator
Non-performing loans net of provisions to capital (%)
Unit
%
Source
United Nations Statistics Division, SDG Global Database
Licence
UN SDG Global Database (open, attribution requested)
Coverage
158 places, 2,337 data points, 2000–2025
Last refreshed