Non-performing loans to total gross loans in Ghana

Ghana: Non-performing loans to total gross loans was 21.8% in 2024. β–² Rising

Latest (2024)
21.8%
Change on year
up 5.9%
World rank
4th
of 137 countries
All-time high
21.8%
in 2024
All-time low
7.7%
in 2008
Years of data
17
2008–2024

Non-performing loans to total gross loans in Ghana, 2008–2024

051015202008201620242008: 7.7 %2009: 16.2 %2010: 18.1 %2011: 14.1 %2012: 13.2 %2013: 12 %2014: 11.3 %2015: 14.7 %2016: 17.3 %2017: 21.6 %2018: 18.2 %2019: 13.9 %2020: 14.8 %2021: 15.1 %2022: 14.8 %2023: 20.6 %2024: 21.8 %

Source: United Nations Statistics Division, SDG Global Database. Measured in %.

Analysis

The most recent figure for non-performing loans to total gross loans in Ghana is 21.8%, measured in 2024. That is the highest value across all 17 years on record.

That represents a change of up 5.9% on the previous year and up 93.4% over ten years.

Over the whole period, non-performing loans to total gross loans in Ghana peaked at 21.8% in 2024 and was at its lowest, 7.7%, in 2008.

Ghana ranks 4th of 137 countries on this measure, in the top 10%.

The long-run direction has been consistently rising across the 17 years of available data.

Averages by decade

DecadeAverage LowestHighest Years
2000s 11.9% 7.7% 16.2% 2
2010s 15.4% 11.3% 21.6% 10
2020s 17.4% 14.8% 21.8% 5

Countries ranked near Ghana

  1. 1 Anguilla, United Kingdom-British Overseas Territory 12.8% compare
  2. 1 Chad 31.5% compare
  3. 2 Equatorial Guinea, Republic of 31.1% compare
  4. 3 Montserrat, United Kingdom-British Overseas Territory 5.7% compare
  5. 3 Ukraine 30.3% compare
  6. 5 Algeria 20.7% compare
  7. 6 Bangladesh 19.0% compare
  8. 7 St. Kitts and Nevis 17.7% compare

See the full ranking of 150 places β†’

More development goals data for Ghana

All data for Ghana β†’

Frequently asked questions

What is non-performing loans to total gross loans in Ghana?
Non-performing loans to total gross loans in Ghana was 21.8% in 2024, according to United Nations Statistics Division, SDG Global Database.
What is the highest non-performing loans to total gross loans recorded in Ghana?
The highest recorded value was 21.8% in 2024.
What is the lowest non-performing loans to total gross loans recorded in Ghana?
The lowest recorded value was 7.7% in 2008.
How does Ghana rank for non-performing loans to total gross loans?
Ghana ranks 4th out of 137 countries with data for 2024.
Is non-performing loans to total gross loans rising or falling in Ghana?
Over the last ten years it is up 93.4%. The long-run trend across the full record is rising.
Where does this Ghana data come from?
The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans to total gross loans (%). Statizoid updates them automatically from the source API.

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Non-performing loans to total gross loans in Ghana. Statizoid, drawing on United Nations Statistics Division, SDG Global Database. Retrieved 18 August 2026, from https://development-goals.statizoid.com/stat/non-performing-loans-to-total-gross-loans-percent/ghana/

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About this data

Indicator
Non-performing loans to total gross loans (%)
Unit
%
Source
United Nations Statistics Division, SDG Global Database
Licence
UN SDG Global Database (open, attribution requested)
Coverage
150 places, 2,267 data points, 2000–2025
Last refreshed