Non-performing loans to total gross loans (%) by country
Countries reporting
156
Highest
31.5%
Chad
Lowest
0.3%
Republic of Korea
Median
3.3%
Years covered
26
2000–2025
Data points
2,405
What the numbers show
Non-performing loans to total gross loans (%) is currently reported for 156 countries. The highest value is 31.5% in Chad; the lowest is 0.3% in Republic of Korea.
The median across all reporting countries is 3.3%, and the mean is 5.5%.
The gap between the highest and lowest reporting country is a factor of about 120.
Over the past decade 59 countries rose and 94 fell. The largest increase was in Congo (up 1,142.7%), and the largest decrease in Ireland (down 94.1%).
Non-performing loans to total gross loans (%): full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Chad | 31.5% | 2023 | up 222.3% | rising |
| 2 | Equatorial Guinea | 31.1% | 2023 | up 54.7% | volatile |
| 3 | Ukraine | 30.3% | 2024 | up 29.9% | rising |
| 4 | Ghana | 21.8% | 2024 | up 93.4% | rising |
| 5 | Algeria | 20.7% | 2024 | up 108.2% | rising |
| 6 | Bangladesh | 19.0% | 2024 | up 102.5% | rising |
| 7 | Saint Kitts and Nevis | 17.7% | 2024 | up 14.2% | rising |
| 8 | Iraq | 16.5% | 2024 | up 83.4% | rising |
| 9 | Central African Republic | 16.2% | 2023 | down 43.1% | falling |
| 10 | Congo | 15.2% | 2023 | up 1,142.7% | volatile |
| 11 | Lebanon | 15.2% | 2019 | up 304.4% | volatile |
| 12 | Vanuatu | 15.0% | 2017 | up 215.3% | rising |
| 13 | San Marino | 14.8% | 2025 | down 69.9% | rising |
| 14 | Burundi | 14.2% | 2017 | up 52.3% | rising |
| 15 | Angola | 14.1% | 2024 | up 38.7% | volatile |
| 16 | Comoros | 14.1% | 2022 | down 18.9% | rising |
| 17 | Tajikistan | 13.7% | 2021 | up 169.9% | volatile |
| 18 | Kenya | 13.6% | 2024 | up 148.8% | rising |
| 19 | Tonga | 13.5% | 2025 | up 74.7% | volatile |
| 20 | Sri Lanka | 13.0% | 2024 | up 206.1% | volatile |
| 21 | Cameroon | 12.9% | 2023 | up 25.2% | rising |
| 22 | Anguilla | 12.8% | 2024 | down 74.1% | falling |
| 23 | Saint Lucia | 11.9% | 2024 | down 34.4% | falling |
| 24 | Solomon Islands | 11.6% | 2024 | up 146.7% | rising |
| 25 | Sint Maarten (Dutch part) | 11.2% | 2022 | — | falling |
| 26 | Dominica | 10.7% | 2024 | down 29.5% | falling |
| 27 | Kyrgyzstan | 10.3% | 2024 | up 145.4% | rising |
| 28 | Mozambique | 9.2% | 2024 | up 183.9% | rising |
| 29 | Fiji | 8.5% | 2021 | up 119.8% | rising |
| 30 | Morocco | 8.2% | 2024 | up 12.7% | rising |
| 31 | Madagascar | 7.6% | 2024 | down 25.9% | flat |
| 32 | Eswatini | 7.6% | 2024 | up 10.4% | rising |
| 33 | Gabon | 7.6% | 2023 | up 176.2% | volatile |
| 34 | Jordan | 6.9% | 2024 | up 15.6% | rising |
| 35 | Guinea | 6.7% | 2024 | up 11.2% | rising |
| 36 | Cambodia | 6.6% | 2024 | up 304.8% | volatile |
| 37 | United Republic of Tanzania | 6.4% | 2022 | up 0.5% | rising |
| 38 | Maldives | 5.9% | 2024 | down 66.3% | falling |
| 39 | Barbados | 5.8% | 2022 | down 16.1% | flat |
| 40 | Saint Vincent and the Grenadines | 5.8% | 2024 | down 33.1% | falling |
| 41 | Montserrat | 5.7% | 2024 | down 19.6% | falling |
| 42 | Pakistan | 5.7% | 2024 | down 53.1% | falling |
| 43 | Namibia | 5.6% | 2024 | up 283.2% | volatile |
| 44 | Papua New Guinea | 5.4% | 2023 | up 201.3% | rising |
| 45 | Ethiopia | 5.4% | 2021 | — | rising |
| 46 | Seychelles | 5.4% | 2024 | down 32.5% | falling |
| 47 | Malawi | 5.1% | 2023 | down 29.9% | falling |
| 48 | Democratic Republic of the Congo | 4.9% | 2025 | down 24.2% | falling |
| 49 | Nigeria | 4.9% | 2024 | up 64.5% | volatile |
| 50 | Vietnam | 4.8% | 2024 | up 38.6% | rising |
| 50 | Viet Nam | 4.8% | 2024 | up 38.6% | rising |
| 52 | Nepal | 4.6% | 2024 | up 175.2% | rising |
| 53 | Gambia | 4.6% | 2022 | down 62.1% | falling |
| 54 | South Africa | 4.5% | 2024 | up 39.8% | falling |
| 55 | Russia | 4.5% | 2023 | down 25.1% | flat |
| 55 | Russian Federation | 4.5% | 2023 | down 25.1% | flat |
| 57 | Ecuador | 4.5% | 2025 | down 1.1% | falling |
| 58 | Lesotho | 4.3% | 2024 | up 0.9% | rising |
| 59 | Samoa | 4.2% | 2024 | up 12.8% | rising |
| 60 | Rwanda | 4.2% | 2024 | down 19.9% | falling |
| 61 | Cyprus | 4.2% | 2024 | down 90.7% | volatile |
| 62 | Antigua and Barbuda | 4.2% | 2024 | down 56.3% | falling |
| 63 | Moldova | 4.2% | 2024 | down 64.5% | falling |
| 63 | Republic of Moldova | 4.2% | 2024 | down 64.5% | falling |
| 65 | United Arab Emirates | 4.1% | 2024 | down 22.1% | rising |
| 66 | Montenegro | 4.1% | 2024 | down 78.0% | volatile |
| 67 | Zambia | 4.1% | 2024 | down 33.4% | volatile |
| 68 | Albania | 4.0% | 2024 | down 81.3% | volatile |
| 69 | Peru | 4.0% | 2024 | up 39.2% | rising |
| 70 | Uzbekistan | 3.9% | 2024 | up 85.4% | volatile |
| 71 | Uganda | 3.9% | 2024 | down 4.7% | rising |
| 72 | Mauritius | 3.7% | 2024 | down 25.1% | rising |
| 73 | Greece | 3.5% | 2024 | down 88.5% | volatile |
| 74 | Mongolia | 3.5% | 2025 | down 50.7% | falling |
| 75 | Curacao | 3.5% | 2024 | down 41.6% | falling |
| 75 | Curaçao | 3.5% | 2024 | down 41.6% | falling |
| 77 | Botswana | 3.4% | 2024 | down 3.0% | rising |
| 78 | State of Palestine | 3.4% | 2023 | up 18.6% | falling |
| 79 | Philippines | 3.2% | 2024 | up 57.9% | rising |
| 80 | Bulgaria | 3.2% | 2024 | down 81.0% | volatile |
| 81 | Bosnia and Herzegovina | 3.2% | 2024 | down 77.7% | volatile |
| 82 | Bolivia (Plurinational State of) | 3.1% | 2024 | up 109.3% | rising |
| 83 | Belize | 3.1% | 2024 | down 47.4% | falling |
| 84 | Croatia | 3.1% | 2024 | down 83.3% | volatile |
| 85 | Djibouti | 3.1% | 2024 | down 83.1% | falling |
| 86 | Kazakhstan | 3.1% | 2024 | down 75.4% | volatile |
| 87 | Belarus | 3.0% | 2024 | down 32.0% | falling |
| 88 | Colombia | 3.0% | 2025 | up 4.1% | rising |
| 89 | Austria | 2.9% | 2024 | down 15.5% | flat |
| 90 | Grenada | 2.9% | 2024 | down 71.1% | volatile |
| 91 | Spain | 2.9% | 2024 | down 55.0% | falling |
| 92 | Romania | 2.8% | 2024 | down 79.6% | volatile |
| 93 | Trinidad and Tobago | 2.8% | 2024 | down 29.5% | falling |
| 94 | Brunei | 2.8% | 2022 | down 47.6% | falling |
| 94 | Brunei Darussalam | 2.8% | 2022 | down 47.6% | falling |
| 96 | Thailand | 2.8% | 2024 | up 21.9% | falling |
| 97 | Portugal | 2.8% | 2024 | down 74.3% | volatile |
| 98 | Italy | 2.8% | 2024 | down 84.6% | volatile |
| 99 | Micronesia (Federated States of) | 2.8% | 2024 | up 7.9% | volatile |
| 100 | Brazil | 2.7% | 2024 | up 20.6% | falling |
| 101 | Hungary | 2.7% | 2024 | down 82.7% | volatile |
| 102 | Somalia | 2.7% | 2024 | up 63.2% | falling |
| 103 | Honduras | 2.7% | 2025 | down 12.8% | falling |
| 104 | Malta | 2.6% | 2024 | down 71.0% | falling |
| 105 | North Macedonia | 2.6% | 2024 | down 76.0% | falling |
| 106 | Georgia | 2.5% | 2025 | down 6.2% | falling |
| 107 | India | 2.5% | 2024 | down 42.5% | rising |
| 108 | Panama | 2.4% | 2025 | up 8.8% | falling |
| 109 | Latvia | 2.4% | 2024 | down 48.3% | volatile |
| 110 | Guatemala | 2.4% | 2025 | up 74.5% | rising |
| 111 | Chile | 2.3% | 2024 | up 22.0% | rising |
| 112 | Luxembourg | 2.3% | 2024 | up 988.4% | volatile |
| 113 | Bhutan | 2.2% | 2024 | down 67.1% | falling |
| 114 | Paraguay | 2.2% | 2025 | down 14.4% | falling |
| 115 | France | 2.1% | 2024 | down 44.0% | falling |
| 116 | Costa Rica | 2.1% | 2024 | up 32.7% | rising |
| 117 | Iceland | 2.0% | 2024 | down 65.3% | falling |
| 118 | Mexico | 2.0% | 2024 | down 35.7% | falling |
| 119 | Belgium | 2.0% | 2024 | down 52.9% | falling |
| 120 | Indonesia | 1.9% | 2024 | down 1.9% | falling |
| 121 | Slovakia | 1.9% | 2024 | down 63.1% | falling |
| 122 | Kosovo | 1.9% | 2024 | down 76.6% | volatile |
| 123 | Dominican Republic | 1.7% | 2025 | down 9.7% | falling |
| 124 | El Salvador | 1.7% | 2024 | down 25.9% | falling |
| 125 | Turkey | 1.7% | 2024 | down 39.7% | falling |
| 125 | Türkiye | 1.7% | 2024 | down 39.7% | falling |
| 127 | Slovenia | 1.6% | 2024 | down 86.0% | volatile |
| 128 | Denmark | 1.6% | 2024 | down 51.3% | falling |
| 129 | Poland | 1.6% | 2025 | down 61.8% | falling |
| 130 | Argentina | 1.6% | 2024 | down 12.8% | rising |
| 131 | Uruguay | 1.5% | 2024 | down 5.9% | falling |
| 132 | China | 1.5% | 2024 | up 20.5% | rising |
| 133 | Malaysia | 1.4% | 2024 | down 12.3% | volatile |
| 134 | Netherlands (Kingdom of the) | 1.4% | 2025 | down 46.9% | falling |
| 135 | Finland | 1.4% | 2024 | up 68.4% | rising |
| 136 | Kuwait | 1.4% | 2025 | down 41.1% | volatile |
| 137 | Singapore | 1.3% | 2019 | down 35.8% | falling |
| 138 | Saudi Arabia | 1.2% | 2024 | up 15.3% | falling |
| 139 | Nicaragua | 1.2% | 2024 | up 24.6% | falling |
| 140 | Ireland | 1.2% | 2024 | down 94.1% | volatile |
| 141 | Czechia | 1.2% | 2024 | down 78.6% | falling |
| 142 | Estonia | 1.2% | 2024 | down 14.1% | volatile |
| 143 | Armenia | 1.1% | 2024 | down 83.9% | falling |
| 144 | United Kingdom | 1.0% | 2024 | down 38.6% | volatile |
| 144 | United Kingdom of Great Britain and Northern Ireland | 1.0% | 2024 | down 38.6% | volatile |
| 146 | Australia | 1.0% | 2024 | down 1.9% | falling |
| 147 | United States | 1.0% | 2024 | down 47.4% | volatile |
| 148 | Lithuania | 0.9% | 2024 | down 89.5% | volatile |
| 149 | Switzerland | 0.8% | 2024 | up 18.0% | falling |
| 150 | Israel | 0.7% | 2024 | down 66.7% | falling |
| 151 | Canada | 0.6% | 2024 | up 9.7% | falling |
| 152 | Sweden | 0.5% | 2024 | down 52.4% | falling |
| 153 | Norway | 0.5% | 2024 | down 59.3% | falling |
| 154 | Liechtenstein | 0.4% | 2024 | — | flat |
| 155 | South Korea | 0.3% | 2023 | down 53.8% | falling |
| 155 | Republic of Korea | 0.3% | 2023 | down 53.8% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.