Non-performing loans to total gross loans in Zambia

Zambia: Non-performing loans to total gross loans was 4.1% in 2024. β—† Volatile

Latest (2024)
4.1%
Change on year
down 3.6%
World rank
58th
of 137 countries
All-time high
27.2%
in 2009
All-time low
4.1%
in 2024
Years of data
18
2007–2024

Non-performing loans to total gross loans in Zambia, 2007–2024

5101520252007201520242007: 8.3 %2008: 6.2 %2009: 27.2 %2010: 14.8 %2011: 10.4 %2012: 8.1 %2013: 7 %2014: 6.1 %2015: 7.3 %2016: 9.7 %2017: 12 %2018: 11 %2019: 8.9 %2020: 11.6 %2021: 5.8 %2022: 5 %2023: 4.2 %2024: 4.1 %

Source: United Nations Statistics Division, SDG Global Database. Measured in %.

Analysis

Zambia recorded 4.1% for non-performing loans to total gross loans in 2024. That is the lowest value across all 18 years on record.

Compared with earlier readings it is down 3.6% on the previous year and down 33.4% over ten years.

Over the whole period, non-performing loans to total gross loans in Zambia peaked at 27.2% in 2009 and was at its lowest, 4.1%, in 2024.

That places Zambia 58th out of 137 countries with data for 2024, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Averages by decade

DecadeAverage LowestHighest Years
2000s 13.9% 6.2% 27.2% 3
2010s 9.5% 6.1% 14.8% 10
2020s 6.1% 4.1% 11.6% 5

Countries ranked near Zambia

  1. 55 Antigua and Barbuda 4.2% compare
  2. 56 United Arab Emirates 4.1% compare
  3. 57 Montenegro 4.1% compare
  4. 59 Albania 4.0% compare
  5. 60 Peru 4.0% compare
  6. 61 Uzbekistan, Republic of 3.9% compare

See the full ranking of 150 places β†’

More development goals data for Zambia

All data for Zambia β†’

Frequently asked questions

What is non-performing loans to total gross loans in Zambia?
Non-performing loans to total gross loans in Zambia was 4.1% in 2024, according to United Nations Statistics Division, SDG Global Database.
What is the highest non-performing loans to total gross loans recorded in Zambia?
The highest recorded value was 27.2% in 2009.
What is the lowest non-performing loans to total gross loans recorded in Zambia?
The lowest recorded value was 4.1% in 2024.
How does Zambia rank for non-performing loans to total gross loans?
Zambia ranks 58th out of 137 countries with data for 2024.
Is non-performing loans to total gross loans rising or falling in Zambia?
Over the last ten years it is down 33.4%. The long-run trend across the full record is volatile.
Where does this Zambia data come from?
The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans to total gross loans (%). Statizoid updates them automatically from the source API.

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Non-performing loans to total gross loans in Zambia. Statizoid, drawing on United Nations Statistics Division, SDG Global Database. Retrieved 19 August 2026, from https://development-goals.statizoid.com/stat/non-performing-loans-to-total-gross-loans-percent/zambia/

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About this data

Indicator
Non-performing loans to total gross loans (%)
Unit
%
Source
United Nations Statistics Division, SDG Global Database
Licence
UN SDG Global Database (open, attribution requested)
Coverage
150 places, 2,267 data points, 2000–2025
Last refreshed