Non-performing loans to total gross loans (%) in Zambia

Zambia: Non-performing loans to total gross loans (%) was 4.1% in 2024. ◆ Volatile

Latest (2024)
4.1%
Change on year
down 3.6%
World rank
67th
of 156 countries
All-time high
27.2%
in 2009
All-time low
4.1%
in 2024
Years of data
18
2007–2024

Non-performing loans to total gross loans in Zambia, 2007–2024

5101520252007201520242007: 8.3 %2008: 6.2 %2009: 27.2 %2010: 14.8 %2011: 10.4 %2012: 8.1 %2013: 7 %2014: 6.1 %2015: 7.3 %2016: 9.7 %2017: 12 %2018: 11 %2019: 8.9 %2020: 11.6 %2021: 5.8 %2022: 5 %2023: 4.2 %2024: 4.1 %

Source: United Nations Statistics Division, SDG Global Database. Measured in %.

Analysis

Zambia recorded 4.1% for non-performing loans to total gross loans in 2024. That is the lowest value across all 18 years on record.

Compared with earlier readings it is down 3.6% on the previous year and down 33.4% over ten years.

Over the whole period, non-performing loans to total gross loans in Zambia peaked at 27.2% in 2009 and was at its lowest, 4.1%, in 2024.

That places Zambia 67th out of 156 countries with data for 2024, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Non-performing loans to total gross loans (%) in Zambia, year by year

Annual values for Non-performing loans to total gross loans (%) in Zambia, 2007 to 2024.
Year % Change
2007 8.3% —
2008 6.2% -25.7%
2009 27.2% +341.5%
2010 14.8% -45.5%
2011 10.4% -30.0%
2012 8.1% -21.9%
2013 7.0% -14.2%
2014 6.1% -12.3%
2015 7.3% +19.2%
2016 9.7% +32.8%
2017 12.0% +24.0%
2018 11.0% -8.6%
2019 8.9% -18.7%
2020 11.6% +30.6%
2021 5.8% -49.9%
2022 5.0% -14.5%
2023 4.2% -15.4%
2024 4.1% -3.6%

Zambia compared with similar countries

  • Zambia's 4.1% is below the median for lower middle income countries, which is 6.7%, 61% of the median. (29 countries reporting)
  • Zambia's 4.1% is below the median for Sub-Saharan Africa, which is 6.7%, 61% of the median. (29 countries reporting)

Biggest year-on-year movements

Years where Non-performing loans to total gross loans (%) in Zambia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2009 +341.5% 6.2% 27.2%

Averages by decade

DecadeAverage LowestHighest Years
2000s 13.9% 6.2% 27.2% 3
2010s 9.5% 6.1% 14.8% 10
2020s 6.1% 4.1% 11.6% 5

Countries ranked near Zambia

  1. 65 United Arab Emirates 4.1% compare
  2. 66 Montenegro 4.1% compare
  3. 68 Albania 4.0% compare
  4. 69 Peru 4.0% compare
  5. 70 Uzbekistan 3.9% compare

See the full ranking of 159 places →

More development goals data for Zambia

All data for Zambia →

Frequently asked questions

What is non-performing loans to total gross loans in Zambia?
Non-performing loans to total gross loans in Zambia was 4.1% in 2024, according to United Nations Statistics Division, SDG Global Database.
What is the highest non-performing loans to total gross loans recorded in Zambia?
The highest recorded value was 27.2% in 2009.
What is the lowest non-performing loans to total gross loans recorded in Zambia?
The lowest recorded value was 4.1% in 2024.
How does Zambia rank for non-performing loans to total gross loans?
Zambia ranks 67th out of 156 countries with data for 2024.
Is non-performing loans to total gross loans rising or falling in Zambia?
Over the last ten years it is down 33.4%. The long-run trend across the full record is volatile.
Where does this Zambia data come from?
The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans to total gross loans (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 18 observations, free to reuse under UN SDG Global Database (open, attribution requested).

Share, cite or embed this page

Cite this page

Non-performing loans to total gross loans in Zambia. Statizoid, drawing on United Nations Statistics Division, SDG Global Database. Retrieved 07 November 2026, from https://development-goals.statizoid.com/stat/non-performing-loans-to-total-gross-loans-percent/zambia/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under UN SDG Global Database (open, attribution requested); please keep the attribution.

<a href="https://development-goals.statizoid.com/stat/non-performing-loans-to-total-gross-loans-percent/zambia/">Non-performing loans to total gross loans in Zambia</a> — Statizoid

About this data

Indicator
Non-performing loans to total gross loans (%)
Unit
%
Source
United Nations Statistics Division, SDG Global Database
Licence
UN SDG Global Database (open, attribution requested)
Coverage
159 places, 2,405 data points, 2000–2025
Last refreshed