Non-performing loans net of provisions to capital in Ghana

Ghana: Non-performing loans net of provisions to capital was 18.1% in 2024. ▬ Flat

Latest (2024)
18.1%
Change on year
down 19.0%
World rank
22nd
of 138 countries
All-time high
22.4%
in 2023
All-time low
6.6%
in 2022
Years of data
17
2008–2024

Non-performing loans net of provisions to capital in Ghana, 2008–2024

51015202008201620242008: 7.42009: 19.62010: 192011: 11.92012: 11.12013: 9.82014: 12.92015: 16.72016: 18.42017: 18.92018: 13.72019: 7.22020: 6.92021: 7.62022: 6.62023: 22.42024: 18.1

Source: United Nations Statistics Division, SDG Global Database.

Analysis

Ghana recorded 18.1% for non-performing loans net of provisions to capital in 2024.

That represents a change of down 19.0% on the previous year and up 40.3% over ten years.

Over the whole period, non-performing loans net of provisions to capital in Ghana peaked at 22.4% in 2023 and was at its lowest, 6.6%, in 2022.

Ghana ranks 22nd of 138 countries on this measure, in the top quarter.

Non-performing loans net of provisions to capital in Ghana, year by year

Annual values for Non-performing loans net of provisions to capital (%) in Ghana, 2008 to 2024.
Year Value Change
2008 7.4%
2009 19.6% +165.8%
2010 19.0% -2.8%
2011 11.9% -37.4%
2012 11.1% -6.7%
2013 9.8% -11.8%
2014 12.9% +31.9%
2015 16.7% +29.2%
2016 18.4% +10.2%
2017 18.9% +2.8%
2018 13.7% -27.5%
2019 7.2% -47.9%
2020 6.9% -3.8%
2021 7.6% +11.1%
2022 6.6% -13.7%
2023 22.4% +239.9%
2024 18.1% -19.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 13.5% 7.4% 19.6% 2
2010s 14.0% 7.2% 19.0% 10
2020s 12.3% 6.6% 22.4% 5

Countries ranked near Ghana

  1. 19 Ukraine 22.1% compare
  2. 20 Madagascar 21.8% compare
  3. 21 Ethiopia 21.3% compare
  4. 23 Solomon Islands 17.7% compare
  5. 24 Morocco 17.2% compare
  6. 25 South Africa 17.1% compare

See the full ranking of 149 places →

More development goals data for Ghana

All data for Ghana →

Frequently asked questions

What is non-performing loans net of provisions to capital in Ghana?
Non-performing loans net of provisions to capital in Ghana was 18.1% in 2024, according to United Nations Statistics Division, SDG Global Database.
What is the highest non-performing loans net of provisions to capital recorded in Ghana?
The highest recorded value was 22.4% in 2023.
What is the lowest non-performing loans net of provisions to capital recorded in Ghana?
The lowest recorded value was 6.6% in 2022.
How does Ghana rank for non-performing loans net of provisions to capital?
Ghana ranks 22nd out of 138 countries with data for 2024.
Is non-performing loans net of provisions to capital rising or falling in Ghana?
Over the last ten years it is up 40.3%. The long-run trend across the full record is flat.
Where does this Ghana data come from?
The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans net of provisions to capital (%). Statizoid updates them automatically from the source API.

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Non-performing loans net of provisions to capital in Ghana. Statizoid, drawing on United Nations Statistics Division, SDG Global Database. Retrieved 03 September 2026, from https://development-goals.statizoid.com/stat/non-performing-loans-net-of-provisions-to-capital-percent/ghana/

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About this data

Indicator
Non-performing loans net of provisions to capital (%)
Source
United Nations Statistics Division, SDG Global Database
Licence
UN SDG Global Database (open, attribution requested)
Coverage
149 places, 2,200 data points, 2000–2025
Last refreshed