Non-performing loans net of provisions to capital (%) in Ghana
Ghana: Non-performing loans net of provisions to capital (%) was 18.1% in 2024. ▬ Flat
Non-performing loans net of provisions to capital in Ghana, 2008–2024
Source: United Nations Statistics Division, SDG Global Database. Measured in %.
Analysis
Ghana recorded 18.1% for non-performing loans net of provisions to capital in 2024.
That represents a change of down 19.0% on the previous year and up 40.3% over ten years.
Over the whole period, non-performing loans net of provisions to capital in Ghana peaked at 22.4% in 2023 and was at its lowest, 6.6%, in 2022.
Ghana ranks 22nd of 155 countries on this measure, in the top quarter.
Non-performing loans net of provisions to capital (%) in Ghana, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 7.4% | — |
| 2009 | 19.6% | +165.8% |
| 2010 | 19.0% | -2.8% |
| 2011 | 11.9% | -37.4% |
| 2012 | 11.1% | -6.7% |
| 2013 | 9.8% | -11.8% |
| 2014 | 12.9% | +31.9% |
| 2015 | 16.7% | +29.2% |
| 2016 | 18.4% | +10.2% |
| 2017 | 18.9% | +2.8% |
| 2018 | 13.7% | -27.5% |
| 2019 | 7.2% | -47.9% |
| 2020 | 6.9% | -3.8% |
| 2021 | 7.6% | +11.1% |
| 2022 | 6.6% | -13.7% |
| 2023 | 22.4% | +239.9% |
| 2024 | 18.1% | -19.0% |
Ghana compared with similar countries
- Ghana's 18.1% is above the median for lower middle income countries, which is 11.3%, 1.6× the median. (29 countries reporting)
- Ghana's 18.1% is above the median for Sub-Saharan Africa, which is 12.3%, 1.5× the median. (29 countries reporting)
Biggest year-on-year movements
Years where Non-performing loans net of provisions to capital (%) in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2023 | +239.9% | 6.6% | 22.4% |
| 2009 | +165.8% | 7.4% | 19.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 13.5% | 7.4% | 19.6% | 2 |
| 2010s | 14.0% | 7.2% | 19.0% | 10 |
| 2020s | 12.3% | 6.6% | 22.4% | 5 |
Countries ranked near Ghana
- 19 Ukraine 22.1% compare
- 20 Madagascar 21.8% compare
- 21 Ethiopia 21.3% compare
- 23 Solomon Islands 17.7% compare
- 24 Morocco 17.2% compare
- 25 South Africa 17.1% compare
More development goals data for Ghana
- Red List Index 0.8827 index (2025)
- Number of refugees per 100,000 population, by country of origin 42.95 per 100,000 people (2025)
- Manufacturing value added per capita 248.94 constant US$ (2025)
- Number of transboundary breeds 26 (2025)
- Number of transboundary breeds (not extinct) 26 (2025)
- Number of transboundary breeds with unknown risk status 25 (2025)
- Number of local breeds with unknown risk status 18 (2025)
- Number of local breeds (not extinct) 20 (2025)
- Number of local breeds kept in the country 21 (2025)
- Infant deaths 24,393 (2024)
Frequently asked questions
- What is non-performing loans net of provisions to capital in Ghana?
- Non-performing loans net of provisions to capital in Ghana was 18.1% in 2024, according to United Nations Statistics Division, SDG Global Database.
- What is the highest non-performing loans net of provisions to capital recorded in Ghana?
- The highest recorded value was 22.4% in 2023.
- What is the lowest non-performing loans net of provisions to capital recorded in Ghana?
- The lowest recorded value was 6.6% in 2022.
- How does Ghana rank for non-performing loans net of provisions to capital?
- Ghana ranks 22nd out of 155 countries with data for 2024.
- Is non-performing loans net of provisions to capital rising or falling in Ghana?
- Over the last ten years it is up 40.3%. The long-run trend across the full record is flat.
- Where does this Ghana data come from?
- The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans net of provisions to capital (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under UN SDG Global Database (open, attribution requested).