Non-performing loans net of provisions to capital in South Africa

South Africa: Non-performing loans net of provisions to capital was 17.1% in 2024. ▼ Falling

Latest (2024)
17.1%
Change on year
down 10.5%
World rank
25th
of 155 countries
All-time high
42.8%
in 2009
All-time low
13.8%
in 2017
Years of data
17
2008–2024

Non-performing loans net of provisions to capital in South Africa, 2008–2024

102030402008201620242008: 30.7 %2009: 42.8 %2010: 37.2 %2011: 29.4 %2012: 21.3 %2013: 18.1 %2014: 16.3 %2015: 16.5 %2016: 14.5 %2017: 13.8 %2018: 17.5 %2019: 18.1 %2020: 25.1 %2021: 18.6 %2022: 16.1 %2023: 19.1 %2024: 17.1 %

Source: United Nations Statistics Division, SDG Global Database. Measured in %.

Analysis

South Africa recorded 17.1% for non-performing loans net of provisions to capital in 2024.

The figure is down 10.5% on the previous year and up 4.9% over ten years.

Over the whole period, non-performing loans net of provisions to capital in South Africa peaked at 42.8% in 2009 and was at its lowest, 13.8%, in 2017.

South Africa ranks 25th of 155 countries on this measure, in the top quarter.

The long-run direction has been consistently falling across the 17 years of available data.

Non-performing loans net of provisions to capital in South Africa, year by year

Annual values for Non-performing loans net of provisions to capital (%) in South Africa, 2008 to 2024.
Year % Change
2008 30.7%
2009 42.8% +39.3%
2010 37.2% -13.1%
2011 29.4% -21.1%
2012 21.3% -27.4%
2013 18.1% -14.9%
2014 16.3% -10.1%
2015 16.5% +1.3%
2016 14.5% -12.4%
2017 13.8% -4.6%
2018 17.5% +27.1%
2019 18.1% +3.0%
2020 25.1% +38.8%
2021 18.6% -25.7%
2022 16.1% -13.6%
2023 19.1% +18.8%
2024 17.1% -10.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 36.8% 30.7% 42.8% 2
2010s 20.3% 13.8% 37.2% 10
2020s 19.2% 16.1% 25.1% 5

Countries ranked near South Africa

  1. 22 Ghana 18.1% compare
  2. 23 Solomon Islands 17.7% compare
  3. 24 Morocco 17.2% compare
  4. 26 Eswatini 16.4% compare
  5. 27 Lebanon 15.9% compare
  6. 28 Cambodia 15.5% compare

See the full ranking of 158 places →

More development goals data for South Africa

All data for South Africa →

Frequently asked questions

What is non-performing loans net of provisions to capital in South Africa?
Non-performing loans net of provisions to capital in South Africa was 17.1% in 2024, according to United Nations Statistics Division, SDG Global Database.
What is the highest non-performing loans net of provisions to capital recorded in South Africa?
The highest recorded value was 42.8% in 2009.
What is the lowest non-performing loans net of provisions to capital recorded in South Africa?
The lowest recorded value was 13.8% in 2017.
How does South Africa rank for non-performing loans net of provisions to capital?
South Africa ranks 25th out of 155 countries with data for 2024.
Is non-performing loans net of provisions to capital rising or falling in South Africa?
Over the last ten years it is up 4.9%. The long-run trend across the full record is falling.
Where does this South Africa data come from?
The figures come from United Nations Statistics Division, SDG Global Database, published as part of Non-performing loans net of provisions to capital (%). Statizoid updates them automatically from the source API.

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Non-performing loans net of provisions to capital in South Africa. Statizoid, drawing on United Nations Statistics Division, SDG Global Database. Retrieved 08 September 2026, from https://development-goals.statizoid.com/stat/non-performing-loans-net-of-provisions-to-capital-percent/south-africa/

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About this data

Indicator
Non-performing loans net of provisions to capital (%)
Unit
%
Source
United Nations Statistics Division, SDG Global Database
Licence
UN SDG Global Database (open, attribution requested)
Coverage
158 places, 2,337 data points, 2000–2025
Last refreshed